We at Yearout, Spina & Lavelle believe we have a foreclosure department that is unmatched in the service that we provide to our mortgage clients.  We represent institutional and private lenders in the foreclosure and reclamation of titled assets.  Our attorneys who are well versed in replevin, attachment and mortgage foreclosure matters.

Our attorneys are experienced in examining real estate titles to make sure there are no unpleasant surprises.  Our proactive handling of title and lien issues helps to determine clean ownership of foreclosed properties, thereby paving the way not only for quick and efficient foreclosure, but also the remarketing of the REO property.

Another service unique to our firm is that our attorneys act as the auctioneer at the foreclosure sale.  This enables us to conduct the sale, record the foreclosure deed immediately thereafter and then return the recorded document to you that same day, usually within hours of the actual auction.  That is a service that cannot be provided by firms that use "auctioneer companies" to conduct your foreclosure sales.  By using new technologies and employing the very best lawyers and real estate staff available, we are able to provide foreclosure services that are unmatched anywhere in the Birmingham, Alabama area.

In today's market, Loss Mitigation is the preferred alternative to foreclosure.  The firm is also very experienced in Loss Mitigation procedures now in place at most lending institutions.  We work closely with clients and their customers in loan modifications, assumptions, forbearance agreements, deeds-in lieu of foreclosure, and short-sale facilitation.